Housing can’t both be a good investment and be affordable?

This article from cityobservatory.org is going viral: Housing can’t both be a good investment and be affordable Well, in order for your home to offer you a real profit, its price would need to increase faster than the rate of inflation. Let’s pick something decent, but not too crazy—say, annual increases of 2.5 percent, taking… Continue reading Housing can’t both be a good investment and be affordable?

Trump and the 14th Amendment

In theory, Congress can override the 14th Amendment, but the odds are slim: In simple odds, the chance of any constitutional amendment being repealed would be roughly the same as a person living to 80 years old being struck by lightning during their lifetime, according to National Weather Service data. And for the Second Amendment,… Continue reading Trump and the 14th Amendment

Misconceptions about Student Loans and Student Loan Debt, and How Young People Make Money

A question that comes up on personal finance subs is, how is it possible for people in their late 20’s or early 30’s to have a lot of money, and especially given the media narrative that millennials are broke and struggling under the weight of student loans? Studies that purport negative net-worth for millennials are… Continue reading Misconceptions about Student Loans and Student Loan Debt, and How Young People Make Money

Intellectual Laziness

As discussed in an earlier post about normies and bugmen, a characteristic of non-normies are shared narratives. One such narrative is a repulsion/revulsion to low-information discourse and also a heightened ability to detect inauthenticity. Low-information discourse is interchangeable/synonymous with intellectual laziness. But ‘laziness’ suggests a lack of effort, whereas low-information discourse makes no distinction. Low… Continue reading Intellectual Laziness

“the great compromise”

In what can be descried as “the great compromise,” the ‘left’ will generally get its way on cultural/social issues (abortion, diversity, immigration, gay marriage, social security, etc.) and the ‘right’ will get its way on foreign policy (defense spending, interventionism) and economics (tax cuts). However, this compromise tends to be lopsided. The ‘left’ historically has… Continue reading “the great compromise”

The genetics of university success: study

A study linking university success with genes, is going viral The genetics of university success University success, which includes enrolment in and achievement at university, as well as quality of the university, have all been linked to later earnings, health and wellbeing. However, little is known about the causes and correlates of differences in university-level… Continue reading The genetics of university success: study

Disagreeing with Tyler Cowen about Stagnation and Innovation

From the 8000 Hours blog: Economist Prof Tyler Cowen says our overwhelming priorities should be maximising economic growth and making civilization more stable. Is he right? Tyler’s arguments can be broken into three parts: 1. Low GDP growth threatens U.S. innovation and competitiveness. 2. For the past few decades America has been afflicted by stagnation… Continue reading Disagreeing with Tyler Cowen about Stagnation and Innovation