Category: Uncategorized

From the WSJ: Congratulations to Class of 2014, Most Indebted Ever As we wrote yeterday, although a college degree is an important factor for lifetime success, not everyone is suited for higher education. Misguided policy by well-intentioned individuals has encumbered millions of low-aptitude students with debt and little hope of graduating. The problem developing is… Continue reading An Indebted Generation

rom Business Insider If You Invested In Apple Stock, Gold, Or A Bay Area Home In 2012, This Would Be Your Return Today The winner is Bay Area homes followed by the S&P 500 This agrees with our earlier commentary. In the smartist era – an era of unending wealth creation and prosperity – people… Continue reading Getting Rich in The Smartist Era

Castlight Health (CSLT) surged from $10.06 to $15.6 in just four days after Seeking Alpha wrote a pretty damning hit piece on it. Here’s what’s really stupid. I thought I would bet against at what the time was a 43% gain, but I was early. It became a 60% gain and now I have a… Continue reading Being Early is No Better than Being Wrong

As quoted by Marginal Revolution poster, So Much for Subtlety: But that is the difference between the old fashioned British-origin American Establishment and its Radical heirs. The Old School believed in their own values, especially things like academic freedom and the importance of public debate. Which is why they did nothing to stop the Hard… Continue reading Some Thoughts on IQ and Eugenics

Stocks keep going up. People are getting richer than ever. Looks like Crimea was a dud, as predicted. Two months later and no escalation or deaths. I wonder what narrative the doom and gloom liberal media will cook up next to scare the public into selling their stocks too soon. There is absolutely no bubble… Continue reading Ignore the Doom and Gloom Media

The dow is at another record high -a bull market of over five years with no signs of slowing. This would make it the second longest bull market ever, behind only the 1991-1998 one. We’ve been bullish every day of this bull market and we see no reason to change our position. In fact, present… Continue reading The Liberal War on Experts

For years, the left has insisted that student loans are a crisis, that student loan debt is too high, that students are saddled with too much debt and too few prospects, and that students don’t leave college with skills employers are seeking. Even if the left is right and we do have a student loan… Continue reading Testing for Career Placement Gains Momentum

Taki Magazine publishes articles that it thinks its readers will enjoy- usually a mix of libertarian and conservative themes. Many readers identify as ideologically conservative regarding things like cultural traditions, religion, family, guns, and border control – but with the notable exception of capitalism – where some more often than not, are in agreement with… Continue reading Some Thoughts on Wealth Inequality and the Elite

Mortgage rates defy forecasts The world is awash with liquidity. We’ve been saying that since 2011.The smallest hiccup creates a huge flight to safety into safe havens like U.S. treasuries, even as stocks keep rising or the fed begins tapering. Ashok Rao writes Wealth Inequality: Signal or Noise? In the mean time, I would rather… Continue reading The Daily View: Interest Rates, Healthcare, and Sticky Wages